Call reports 2019
FIRST NATIONAL BANK OF GRAYSON, THE — 2019
What FIRST NATIONAL BANK OF GRAYSON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 251,513,000 | 249,817,000 | 252,928,000 | 250,630,000 |
| Total loans | 161,205,000 | 160,294,000 | 160,456,000 | 162,160,000 |
| Allowance for loan losses | 1,989,000 | 1,956,000 | 1,923,000 | 1,877,000 |
| Securities available for sale | 50,271,000 | 51,441,000 | 57,121,000 | 54,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,795,000 | 218,086,000 | 219,856,000 | 216,954,000 |
| Interest-bearing deposits | 146,586,000 | 144,095,000 | 142,309,000 | 142,648,000 |
| Noninterest-bearing deposits | 74,209,000 | 73,991,000 | 77,547,000 | 74,306,000 |
| Equity capital | 28,753,000 | 29,906,000 | 31,026,000 | 30,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,819,000 | 5,664,000 | 8,527,000 | 11,401,000 |
| Interest expense | 321,000 | 633,000 | 933,000 | 1,194,000 |
| Net interest income | 2,498,000 | 5,031,000 | 7,594,000 | 10,207,000 |
| Noninterest income | 784,000 | 1,625,000 | 2,514,000 | 3,383,000 |
| Noninterest expense | 1,961,000 | 4,185,000 | 6,253,000 | 8,442,000 |
| Provision for loan losses | 0 | 0 | 0 | 18,000 |
| Pretax income | 1,321,000 | 2,471,000 | 3,855,000 | 5,130,000 |
| Income tax | 276,000 | 551,000 | 788,000 | 1,007,000 |
| Net income | 1,045,000 | 1,920,000 | 3,067,000 | 4,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,778,000 | 29,609,000 | 30,715,000 | 29,954,000 |
| Total capital | 30,633,000 | 31,451,000 | 32,566,000 | 31,800,000 |
| Risk-weighted assets | 148,282,000 | 147,282,000 | 148,044,000 | 147,680,000 |