Call reports 2018
FIRST NATIONAL BANK OF GRAYSON, THE — 2018
What FIRST NATIONAL BANK OF GRAYSON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 265,409,000 | 259,948,000 | 253,256,000 | 251,810,000 |
| Total loans | 158,820,000 | 157,945,000 | 160,709,000 | 165,783,000 |
| Allowance for loan losses | 2,133,000 | 2,119,000 | 2,036,000 | 2,013,000 |
| Securities available for sale | 46,109,000 | 48,596,000 | 46,671,000 | 48,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,810,000 | 230,606,000 | 222,671,000 | 220,271,000 |
| Interest-bearing deposits | 168,741,000 | 162,177,000 | 154,348,000 | 151,388,000 |
| Noninterest-bearing deposits | 68,069,000 | 68,429,000 | 68,323,000 | 68,883,000 |
| Equity capital | 26,929,000 | 27,724,000 | 28,522,000 | 27,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,545,000 | 5,195,000 | 7,923,000 | 10,718,000 |
| Interest expense | 254,000 | 552,000 | 864,000 | 1,194,000 |
| Net interest income | 2,291,000 | 4,643,000 | 7,059,000 | 9,524,000 |
| Noninterest income | 830,000 | 1,686,000 | 2,457,000 | 3,334,000 |
| Noninterest expense | 1,929,000 | 4,013,000 | 5,997,000 | 8,005,000 |
| Provision for loan losses | 40,000 | 52,000 | 70,000 | 100,000 |
| Pretax income | 1,152,000 | 2,264,000 | 3,449,000 | 4,753,000 |
| Income tax | 240,000 | 476,000 | 738,000 | 983,000 |
| Net income | 912,000 | 1,788,000 | 2,711,000 | 3,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,323,000 | 28,156,000 | 29,035,000 | 27,776,000 |
| Total capital | 29,163,000 | 30,011,000 | 30,894,000 | 29,675,000 |
| Risk-weighted assets | 146,923,000 | 148,150,000 | 148,564,000 | 151,819,000 |