Call reports 2017
FIRST NATIONAL BANK OF GRAYSON, THE — 2017
What FIRST NATIONAL BANK OF GRAYSON, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 241,322,000 | 267,368,000 | 265,065,000 | 261,109,000 |
| Total loans | 153,341,000 | 152,475,000 | 155,743,000 | 159,146,000 |
| Allowance for loan losses | 1,916,000 | 2,017,000 | 2,002,000 | 2,101,000 |
| Securities available for sale | 56,837,000 | 53,489,000 | 50,098,000 | 47,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,098,000 | 240,714,000 | 237,428,000 | 233,467,000 |
| Interest-bearing deposits | 143,441,000 | 173,241,000 | 172,047,000 | 171,749,000 |
| Noninterest-bearing deposits | 71,657,000 | 67,473,000 | 65,381,000 | 61,718,000 |
| Equity capital | 24,484,000 | 25,117,000 | 25,869,000 | 26,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,324,000 | 4,678,000 | 7,203,000 | 9,724,000 |
| Interest expense | 114,000 | 245,000 | 451,000 | 672,000 |
| Net interest income | 2,210,000 | 4,433,000 | 6,752,000 | 9,052,000 |
| Noninterest income | 785,000 | 1,630,000 | 2,518,000 | 3,376,000 |
| Noninterest expense | 1,952,000 | 3,942,000 | 5,931,000 | 7,961,000 |
| Provision for loan losses | 74,000 | 189,000 | 227,000 | 356,000 |
| Pretax income | 969,000 | 1,932,000 | 3,112,000 | 4,111,000 |
| Income tax | 325,000 | 674,000 | 1,042,000 | 1,450,000 |
| Net income | 644,000 | 1,258,000 | 2,070,000 | 2,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,519,000 | 25,090,000 | 25,859,000 | 26,454,000 |
| Total capital | 26,244,000 | 26,791,000 | 27,572,000 | 28,190,000 |
| Risk-weighted assets | 137,870,000 | 135,766,000 | 136,779,000 | 138,516,000 |