Call reports 2011
FIRST NATIONAL BANK OF GRAYSON, THE — 2011
What FIRST NATIONAL BANK OF GRAYSON, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 228,941,000 | 224,706,000 | 222,350,000 | 216,501,000 |
| Total loans | 110,936,000 | 113,069,000 | 115,587,000 | 115,123,000 |
| Allowance for loan losses | 1,479,000 | 1,477,000 | 1,462,000 | 1,437,000 |
| Securities available for sale | 82,483,000 | 79,234,000 | 74,807,000 | 68,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,712,000 | 199,527,000 | 197,142,000 | 193,048,000 |
| Interest-bearing deposits | 166,627,000 | 162,942,000 | 159,757,000 | 156,219,000 |
| Noninterest-bearing deposits | 38,085,000 | 36,585,000 | 37,385,000 | 36,829,000 |
| Equity capital | 18,249,000 | 19,214,000 | 20,125,000 | 19,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,249,000 | 4,602,000 | 6,954,000 | 9,167,000 |
| Interest expense | 384,000 | 744,000 | 1,032,000 | 1,267,000 |
| Net interest income | 1,865,000 | 3,858,000 | 5,922,000 | 7,900,000 |
| Noninterest income | 657,000 | 1,371,000 | 2,194,000 | 2,997,000 |
| Noninterest expense | 1,602,000 | 3,272,000 | 4,844,000 | 6,483,000 |
| Provision for loan losses | 11,000 | 44,000 | 66,000 | 72,000 |
| Pretax income | 909,000 | 1,913,000 | 3,206,000 | 4,342,000 |
| Income tax | 314,000 | 624,000 | 1,042,000 | 1,443,000 |
| Net income | 595,000 | 1,289,000 | 2,164,000 | 2,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,916,000 | 18,613,000 | 19,492,000 | 18,475,000 |
| Total capital | 19,340,000 | 20,049,000 | 20,948,000 | 19,912,000 |
| Risk-weighted assets | 113,873,000 | 114,812,000 | 116,508,000 | 115,256,000 |