Call reports 2001
FIRST NATIONAL BANK OF GRAYSON, THE — 2001
What FIRST NATIONAL BANK OF GRAYSON, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 120,922,000 | 122,074,000 | 124,745,000 | 140,950,000 |
| Total loans | 77,631,000 | 80,431,000 | 82,828,000 | 82,636,000 |
| Allowance for loan losses | 988,000 | 989,000 | 982,000 | 960,000 |
| Securities available for sale | 18,929,000 | 19,815,000 | 20,701,000 | 18,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,426,000 | 109,892,000 | 112,149,000 | 128,419,000 |
| Interest-bearing deposits | 88,592,000 | 89,817,000 | 90,984,000 | 107,011,000 |
| Noninterest-bearing deposits | 20,834,000 | 20,075,000 | 21,165,000 | 21,408,000 |
| Equity capital | 8,569,000 | 8,936,000 | 9,390,000 | 9,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,394,000 | 4,767,000 | 7,125,000 | 9,421,000 |
| Interest expense | 1,071,000 | 2,116,000 | 3,082,000 | 3,959,000 |
| Net interest income | 1,323,000 | 2,651,000 | 4,043,000 | 5,462,000 |
| Noninterest income | 245,000 | 490,000 | 739,000 | 994,000 |
| Noninterest expense | 934,000 | 1,930,000 | 2,938,000 | 3,973,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 170,000 |
| Pretax income | 604,000 | 1,182,000 | 1,785,000 | 2,350,000 |
| Income tax | 201,000 | 401,000 | 593,000 | 771,000 |
| Net income | 403,000 | 781,000 | 1,192,000 | 1,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,325,000 | 8,674,000 | 9,084,000 | 9,442,000 |
| Total capital | 9,209,000 | 9,598,000 | 10,039,000 | 10,402,000 |
| Risk-weighted assets | 70,752,000 | 73,885,000 | 76,388,000 | 91,206,000 |