Call reports 2025
PARTNERS BANK — 2025
What PARTNERS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 429,333,000 | 436,555,000 | 441,709,000 | 415,315,000 |
| Total loans | 372,337,000 | 383,360,000 | 387,755,000 | 354,724,000 |
| Allowance for loan losses | 6,612,000 | 6,836,000 | 7,047,000 | 7,011,000 |
| Securities available for sale | 27,367,000 | 29,545,000 | 29,079,000 | 29,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,909,000 | 329,547,000 | 340,508,000 | 348,442,000 |
| Interest-bearing deposits | 252,519,000 | 242,525,000 | 260,715,000 | 264,105,000 |
| Noninterest-bearing deposits | 90,390,000 | 87,022,000 | 79,793,000 | 84,337,000 |
| Equity capital | 50,747,000 | 51,766,000 | 52,856,000 | 53,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,266,000 | 12,959,000 | 19,744,000 | 26,282,000 |
| Interest expense | 2,097,000 | 4,285,000 | 6,710,000 | 8,800,000 |
| Net interest income | 4,169,000 | 8,674,000 | 13,034,000 | 17,482,000 |
| Noninterest income | 298,000 | 748,000 | 1,104,000 | 1,565,000 |
| Noninterest expense | 2,881,000 | 5,777,000 | 8,701,000 | 11,602,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 1,361,000 | 3,197,000 | 4,764,000 | 6,571,000 |
| Income tax | 293,000 | 732,000 | 1,105,000 | 1,484,000 |
| Net income | 1,068,000 | 2,465,000 | 3,659,000 | 5,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,785,000 | 52,679,000 | 53,615,000 | 54,538,000 |
| Total capital | 56,274,000 | 57,335,000 | — | — |
| Risk-weighted assets | 357,010,000 | 370,302,000 | — | — |