Call reports 2023
PARTNERS BANK — 2023
What PARTNERS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 413,190,000 | 413,470,000 | 440,557,000 | 439,385,000 |
| Total loans | 335,593,000 | 359,757,000 | 387,913,000 | 370,850,000 |
| Allowance for loan losses | 5,052,000 | 5,130,000 | 5,319,000 | 5,532,000 |
| Securities available for sale | 28,105,000 | 27,761,000 | 26,528,000 | 28,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,046,000 | 334,269,000 | 338,043,000 | 349,132,000 |
| Interest-bearing deposits | 238,519,000 | 238,601,000 | 240,496,000 | 248,323,000 |
| Noninterest-bearing deposits | 97,528,000 | 95,668,000 | 97,547,000 | 100,809,000 |
| Equity capital | 39,713,000 | 39,972,000 | 44,332,000 | 42,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,597,000 | 9,622,000 | 15,609,000 | 21,596,000 |
| Interest expense | 942,000 | 2,544,000 | 4,802,000 | 7,090,000 |
| Net interest income | 3,655,000 | 7,078,000 | 10,807,000 | 14,506,000 |
| Noninterest income | 291,000 | 799,000 | 7,332,000 | 7,860,000 |
| Noninterest expense | 2,706,000 | 5,460,000 | 8,671,000 | 11,517,000 |
| Provision for loan losses | 188,000 | 313,000 | 500,000 | 787,000 |
| Pretax income | 1,058,000 | 2,047,000 | 8,911,000 | 8,528,000 |
| Income tax | 276,000 | 516,000 | 2,291,000 | 2,721,000 |
| Net income | 782,000 | 1,531,000 | 6,620,000 | 5,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,831,000 | 42,480,000 | 47,577,000 | 43,676,000 |
| Total capital | 45,819,000 | 47,089,000 | 52,626,000 | 48,488,000 |
| Risk-weighted assets | 317,949,000 | 368,199,000 | 403,638,000 | 384,219,000 |