Call reports 2016
PARTNERS BANK — 2016
What PARTNERS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 187,882,000 | 184,857,000 | 179,452,000 | 177,355,000 |
| Total loans | 64,130,000 | 77,097,000 | 81,089,000 | 57,744,000 |
| Allowance for loan losses | 2,152,000 | 2,213,000 | 2,290,000 | 2,348,000 |
| Securities available for sale | 77,745,000 | 78,818,000 | 80,373,000 | 79,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,055,000 | 156,658,000 | 151,184,000 | 152,057,000 |
| Interest-bearing deposits | 114,381,000 | 114,224,000 | 109,726,000 | 109,201,000 |
| Noninterest-bearing deposits | 45,674,000 | 42,434,000 | 41,458,000 | 42,856,000 |
| Equity capital | 27,595,000 | 27,558,000 | 27,930,000 | 24,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,401,000 | 2,885,000 | 4,482,000 | 5,871,000 |
| Interest expense | 110,000 | 219,000 | 331,000 | 441,000 |
| Net interest income | 1,291,000 | 2,666,000 | 4,151,000 | 5,430,000 |
| Noninterest income | 197,000 | 378,000 | 569,000 | 764,000 |
| Noninterest expense | 1,304,000 | 2,637,000 | 3,871,000 | 5,129,000 |
| Provision for loan losses | 75,000 | 300,000 | 375,000 | 175,000 |
| Pretax income | 121,000 | 135,000 | 511,000 | 930,000 |
| Income tax | -38,000 | -111,000 | -56,000 | 17,000 |
| Net income | 159,000 | 246,000 | 567,000 | 913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,459,000 | 27,207,000 | 27,560,000 | 26,258,000 |
| Total capital | 28,639,000 | 28,458,000 | 28,815,000 | 27,296,000 |
| Risk-weighted assets | 93,438,000 | 99,182,000 | 99,373,000 | 81,760,000 |