Call reports 2015
PARTNERS BANK — 2015
What PARTNERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 189,318,000 | 191,904,000 | 189,905,000 | 187,993,000 |
| Total loans | 76,107,000 | 90,765,000 | 87,660,000 | 70,032,000 |
| Allowance for loan losses | 2,870,000 | 2,860,000 | 2,537,000 | 2,562,000 |
| Securities available for sale | 66,846,000 | 66,428,000 | 65,954,000 | 73,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,193,000 | 164,601,000 | 161,692,000 | 160,439,000 |
| Interest-bearing deposits | 116,560,000 | 119,261,000 | 120,555,000 | 117,891,000 |
| Noninterest-bearing deposits | 44,633,000 | 45,340,000 | 41,137,000 | 42,548,000 |
| Equity capital | 27,892,000 | 26,881,000 | 27,922,000 | 27,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,475,000 | 3,074,000 | 4,846,000 | 6,393,000 |
| Interest expense | 122,000 | 247,000 | 366,000 | 480,000 |
| Net interest income | 1,353,000 | 2,827,000 | 4,480,000 | 5,913,000 |
| Noninterest income | 450,000 | 646,000 | 837,000 | 1,038,000 |
| Noninterest expense | 1,308,000 | 2,708,000 | 4,060,000 | 5,439,000 |
| Provision for loan losses | 0 | 200,000 | 275,000 | 350,000 |
| Pretax income | 492,000 | 836,000 | 1,258,000 | 1,441,000 |
| Income tax | 5,000 | 34,000 | 100,000 | 82,000 |
| Net income | 487,000 | 802,000 | 1,158,000 | 1,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,941,000 | 27,914,000 | 28,285,000 | 27,344,000 |
| Total capital | 29,263,000 | 29,315,000 | 29,589,000 | 28,507,000 |
| Risk-weighted assets | 104,275,000 | 110,658,000 | 103,109,000 | 91,699,000 |