Call reports 2012
PARTNERS BANK — 2012
What PARTNERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 179,165,000 | 180,078,000 | 187,898,000 | 195,829,000 |
| Total loans | 73,867,000 | 96,068,000 | 88,313,000 | 68,531,000 |
| Allowance for loan losses | 1,807,000 | 1,927,000 | 2,022,000 | 2,151,000 |
| Securities available for sale | 65,276,000 | 64,134,000 | 59,977,000 | 68,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,561,000 | 153,867,000 | 161,459,000 | 169,240,000 |
| Interest-bearing deposits | 118,437,000 | 120,830,000 | 126,621,000 | 125,253,000 |
| Noninterest-bearing deposits | 35,124,000 | 33,037,000 | 34,838,000 | 43,987,000 |
| Equity capital | 25,138,000 | 25,492,000 | 26,029,000 | 26,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,575,000 | 3,421,000 | 5,441,000 | 7,370,000 |
| Interest expense | 142,000 | 281,000 | 423,000 | 560,000 |
| Net interest income | 1,433,000 | 3,140,000 | 5,018,000 | 6,810,000 |
| Noninterest income | 286,000 | 493,000 | 721,000 | 969,000 |
| Noninterest expense | 1,251,000 | 2,475,000 | 3,786,000 | 5,172,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 500,000 | 1,057,000 | 1,777,000 | 2,281,000 |
| Income tax | 93,000 | 205,000 | 387,000 | 480,000 |
| Net income | 407,000 | 852,000 | 1,390,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,626,000 | 24,802,000 | 25,351,000 | 25,613,000 |
| Total capital | 25,894,000 | 26,240,000 | 26,672,000 | 26,772,000 |
| Risk-weighted assets | 100,913,000 | 114,058,000 | 104,983,000 | 91,727,000 |