Call reports 2011
PARTNERS BANK — 2011
What PARTNERS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 174,199,000 | 177,031,000 | 178,163,000 | 175,369,000 |
| Total loans | 80,104,000 | 94,073,000 | 105,678,000 | 73,196,000 |
| Allowance for loan losses | 1,256,000 | 1,373,000 | 1,485,000 | 1,673,000 |
| Securities available for sale | 67,109,000 | 58,040,000 | 57,408,000 | 56,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,088,000 | 152,470,000 | 146,090,000 | 149,931,000 |
| Interest-bearing deposits | 119,984,000 | 123,178,000 | 115,300,000 | 115,831,000 |
| Noninterest-bearing deposits | 31,103,000 | 29,292,000 | 30,790,000 | 34,100,000 |
| Equity capital | 22,991,000 | 23,799,000 | 24,721,000 | 24,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,682,000 | 3,611,000 | 5,748,000 | 7,582,000 |
| Interest expense | 246,000 | 448,000 | 618,000 | 768,000 |
| Net interest income | 1,436,000 | 3,163,000 | 5,130,000 | 6,814,000 |
| Noninterest income | 262,000 | 489,000 | 761,000 | 985,000 |
| Noninterest expense | 1,206,000 | 2,429,000 | 3,721,000 | 5,016,000 |
| Provision for loan losses | 120,000 | 240,000 | 555,000 | 745,000 |
| Pretax income | 373,000 | 998,000 | 1,637,000 | 2,064,000 |
| Income tax | 40,000 | 185,000 | 349,000 | 423,000 |
| Net income | 333,000 | 813,000 | 1,288,000 | 1,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,471,000 | 23,600,000 | 24,005,000 | 24,289,000 |
| Total capital | 24,727,000 | 24,973,000 | 25,490,000 | 25,463,000 |
| Risk-weighted assets | 103,968,000 | 118,465,000 | 121,176,000 | 93,439,000 |