Call reports 2002
PARTNERS BANK — 2002
What PARTNERS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 129,096,000 | 130,098,000 | 130,608,000 | 126,735,000 |
| Total loans | 56,739,000 | 68,341,000 | 71,563,000 | 57,287,000 |
| Allowance for loan losses | 961,000 | 1,000,000 | 1,055,000 | 1,092,000 |
| Securities available for sale | 53,491,000 | 53,285,000 | 52,064,000 | 51,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,595,000 | 114,595,000 | 107,749,000 | 110,161,000 |
| Interest-bearing deposits | 97,330,000 | 97,835,000 | 92,226,000 | 92,983,000 |
| Noninterest-bearing deposits | 17,265,000 | 16,760,000 | 15,523,000 | 17,179,000 |
| Equity capital | 13,515,000 | 14,382,000 | 15,208,000 | 15,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,872,000 | 3,787,000 | 5,868,000 | 7,797,000 |
| Interest expense | 556,000 | 1,046,000 | 1,520,000 | 1,954,000 |
| Net interest income | 1,316,000 | 2,741,000 | 4,348,000 | 5,843,000 |
| Noninterest income | 302,000 | 543,000 | 808,000 | 1,058,000 |
| Noninterest expense | 982,000 | 1,917,000 | 2,927,000 | 3,928,000 |
| Provision for loan losses | 66,000 | 129,000 | 194,000 | 260,000 |
| Pretax income | 655,000 | 1,341,000 | 2,153,000 | 2,860,000 |
| Income tax | 207,000 | 431,000 | 696,000 | 942,000 |
| Net income | 448,000 | 910,000 | 1,457,000 | 1,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,669,000 | 13,020,000 | 13,576,000 | 13,925,000 |
| Total capital | 13,542,000 | 13,965,000 | 14,575,000 | 14,831,000 |
| Risk-weighted assets | 69,727,000 | 75,570,000 | 79,854,000 | 72,292,000 |