Call reports 2025
HICKORY POINT BANK AND TRUST — 2025
What HICKORY POINT BANK AND TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 751,281,000 | 738,160,000 | 721,087,000 | 713,389,000 |
| Total loans | 472,401,000 | 471,240,000 | 460,619,000 | 441,141,000 |
| Allowance for loan losses | 5,445,000 | 5,440,000 | 5,444,000 | 5,447,000 |
| Securities available for sale | 63,530,000 | 52,804,000 | 62,223,000 | 85,956,000 |
| Securities held to maturity | 94,387,000 | 123,989,000 | 117,464,000 | 110,932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 664,663,000 | 651,068,000 | 638,211,000 | 628,002,000 |
| Interest-bearing deposits | 532,817,000 | 517,826,000 | 501,573,000 | 502,175,000 |
| Noninterest-bearing deposits | 131,846,000 | 133,242,000 | 136,638,000 | 125,827,000 |
| Equity capital | 73,807,000 | 74,789,000 | 75,856,000 | 77,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,779,000 | 17,508,000 | 26,183,000 | 34,692,000 |
| Interest expense | 2,648,000 | 5,195,000 | 7,648,000 | 9,917,000 |
| Net interest income | 6,131,000 | 12,313,000 | 18,535,000 | 24,775,000 |
| Noninterest income | 2,301,000 | 4,249,000 | 6,308,000 | 8,957,000 |
| Noninterest expense | 5,856,000 | 11,562,000 | 17,379,000 | 23,015,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,576,000 | 5,000,000 | 7,464,000 | 10,717,000 |
| Income tax | 613,000 | 1,186,000 | 1,766,000 | 2,592,000 |
| Net income | 1,963,000 | 3,814,000 | 5,698,000 | 8,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,352,000 | 75,265,000 | 76,265,000 | 77,792,000 |
| Total capital | 79,797,000 | 80,705,000 | 81,709,000 | 83,239,000 |
| Risk-weighted assets | 520,721,000 | 513,730,000 | 505,343,000 | 480,716,000 |