Call reports 2022
HICKORY POINT BANK AND TRUST — 2022
What HICKORY POINT BANK AND TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 763,161,000 | 738,557,000 | 713,996,000 | 733,423,000 |
| Total loans | 393,530,000 | 394,654,000 | 407,108,000 | 431,270,000 |
| Allowance for loan losses | 5,430,000 | 5,437,000 | 5,448,000 | 5,455,000 |
| Securities available for sale | 78,693,000 | 68,922,000 | 60,210,000 | 55,399,000 |
| Securities held to maturity | 164,457,000 | 173,637,000 | 173,171,000 | 172,617,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 688,082,000 | 668,701,000 | 642,465,000 | 661,674,000 |
| Interest-bearing deposits | 524,499,000 | 495,317,000 | 483,836,000 | 503,118,000 |
| Noninterest-bearing deposits | 163,583,000 | 173,384,000 | 158,629,000 | 158,556,000 |
| Equity capital | 64,984,000 | 64,878,000 | 64,476,000 | 64,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,123,000 | 9,380,000 | 14,944,000 | 21,091,000 |
| Interest expense | 251,000 | 498,000 | 794,000 | 1,542,000 |
| Net interest income | 3,872,000 | 8,882,000 | 14,150,000 | 19,549,000 |
| Noninterest income | 2,886,000 | 4,852,000 | 6,836,000 | 9,340,000 |
| Noninterest expense | 5,162,000 | 10,041,000 | 15,243,000 | 20,707,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,596,000 | 3,693,000 | 5,743,000 | 8,182,000 |
| Income tax | 375,000 | 870,000 | 1,355,000 | 1,943,000 |
| Net income | 1,221,000 | 2,823,000 | 4,388,000 | 6,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,616,000 | 66,022,000 | 66,009,000 | 66,321,000 |
| Total capital | 71,046,000 | 71,459,000 | 71,457,000 | 71,776,000 |
| Risk-weighted assets | 471,988,000 | 480,277,000 | 497,599,000 | 516,572,000 |