Call reports 2021
HICKORY POINT BANK AND TRUST — 2021
What HICKORY POINT BANK AND TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 775,522,000 | 757,729,000 | 764,149,000 | 714,490,000 |
| Total loans | 418,751,000 | 412,695,000 | 411,258,000 | 376,212,000 |
| Allowance for loan losses | 6,395,000 | 6,405,000 | 6,414,000 | 5,421,000 |
| Securities available for sale | 89,664,000 | 81,155,000 | 77,540,000 | 88,263,000 |
| Securities held to maturity | 25,238,000 | 72,639,000 | 103,087,000 | 100,659,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 642,256,000 | 625,039,000 | 630,580,000 | 635,440,000 |
| Interest-bearing deposits | 496,506,000 | 473,779,000 | 483,807,000 | 490,829,000 |
| Noninterest-bearing deposits | 145,750,000 | 151,260,000 | 146,773,000 | 144,611,000 |
| Equity capital | 72,439,000 | 71,881,000 | 72,219,000 | 66,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,814,000 | 9,248,000 | 14,231,000 | 18,656,000 |
| Interest expense | 427,000 | 836,000 | 1,235,000 | 1,542,000 |
| Net interest income | 4,387,000 | 8,412,000 | 12,996,000 | 17,114,000 |
| Noninterest income | 2,392,000 | 4,394,000 | 6,360,000 | 8,485,000 |
| Noninterest expense | 4,679,000 | 9,527,000 | 14,398,000 | 18,801,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,000,000 |
| Pretax income | 2,126,000 | 3,283,000 | 4,953,000 | 7,785,000 |
| Income tax | 526,000 | 800,000 | 1,190,000 | 1,824,000 |
| Net income | 1,600,000 | 2,483,000 | 3,763,000 | 5,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,897,000 | 71,205,000 | 71,626,000 | 66,569,000 |
| Total capital | 77,995,000 | 77,487,000 | 77,590,000 | 71,990,000 |
| Risk-weighted assets | 487,564,000 | 502,453,000 | 476,670,000 | 461,317,000 |
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