Call reports 2020
HICKORY POINT BANK AND TRUST — 2020
What HICKORY POINT BANK AND TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 689,079,000 | 720,356,000 | 770,287,000 | 737,678,000 |
| Total loans | 440,168,000 | 481,360,000 | 470,004,000 | 442,379,000 |
| Allowance for loan losses | 4,550,000 | 4,804,000 | 5,668,000 | 6,388,000 |
| Securities available for sale | 70,287,000 | 77,164,000 | 86,446,000 | 89,216,000 |
| Securities held to maturity | 39,204,000 | 28,392,000 | 27,860,000 | 27,476,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 560,503,000 | 584,197,000 | 637,023,000 | 603,472,000 |
| Interest-bearing deposits | 450,821,000 | 456,096,000 | 470,670,000 | 468,337,000 |
| Noninterest-bearing deposits | 109,682,000 | 128,101,000 | 166,353,000 | 135,135,000 |
| Equity capital | 69,240,000 | 70,374,000 | 70,795,000 | 71,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,522,000 | 10,875,000 | 15,978,000 | 21,359,000 |
| Interest expense | 647,000 | 1,193,000 | 1,708,000 | 2,166,000 |
| Net interest income | 4,875,000 | 9,682,000 | 14,270,000 | 19,193,000 |
| Noninterest income | 1,881,000 | 3,507,000 | 5,713,000 | 7,941,000 |
| Noninterest expense | 4,971,000 | 9,777,000 | 14,780,000 | 19,912,000 |
| Provision for loan losses | 0 | 250,000 | 1,125,000 | 1,825,000 |
| Pretax income | 1,816,000 | 3,193,000 | 4,109,000 | 5,428,000 |
| Income tax | 429,000 | 721,000 | 906,000 | 1,200,000 |
| Net income | 1,387,000 | 2,472,000 | 3,203,000 | 4,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,206,000 | 69,697,000 | 70,005,000 | 70,777,000 |
| Total capital | 73,756,000 | 74,501,000 | 75,673,000 | 77,096,000 |
| Risk-weighted assets | 515,392,000 | 501,880,000 | 502,772,000 | 505,468,000 |