Call reports 2019
HICKORY POINT BANK AND TRUST — 2019
What HICKORY POINT BANK AND TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 634,515,000 | 621,039,000 | 639,622,000 | 634,960,000 |
| Total loans | 409,307,000 | 422,934,000 | 446,152,000 | 449,552,000 |
| Allowance for loan losses | 4,532,000 | 4,560,000 | 4,564,000 | 4,534,000 |
| Securities available for sale | 80,235,000 | 77,696,000 | 74,870,000 | 72,504,000 |
| Securities held to maturity | 52,508,000 | 51,976,000 | 49,333,000 | 40,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 559,539,000 | 549,369,000 | 565,335,000 | 561,408,000 |
| Interest-bearing deposits | 456,340,000 | 443,071,000 | 459,871,000 | 451,279,000 |
| Noninterest-bearing deposits | 103,199,000 | 106,298,000 | 105,464,000 | 110,129,000 |
| Equity capital | 66,613,000 | 67,756,000 | 68,529,000 | 68,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,813,000 | 11,669,000 | 17,749,000 | 23,686,000 |
| Interest expense | 625,000 | 1,274,000 | 1,969,000 | 2,660,000 |
| Net interest income | 5,188,000 | 10,395,000 | 15,780,000 | 21,026,000 |
| Noninterest income | 1,808,000 | 3,535,000 | 5,488,000 | 7,322,000 |
| Noninterest expense | 4,701,000 | 9,639,000 | 14,685,000 | 20,007,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,295,000 | 4,291,000 | 6,583,000 | 8,341,000 |
| Income tax | 523,000 | 877,000 | 1,434,000 | 1,851,000 |
| Net income | 1,772,000 | 3,414,000 | 5,149,000 | 6,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,354,000 | 67,229,000 | 67,994,000 | 68,082,000 |
| Total capital | 70,886,000 | 71,789,000 | 72,558,000 | 72,616,000 |
| Risk-weighted assets | 480,812,000 | 497,849,000 | 518,041,000 | 520,496,000 |