Call reports 2018
HICKORY POINT BANK AND TRUST — 2018
What HICKORY POINT BANK AND TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 643,337,000 | 642,157,000 | 623,603,000 | 645,834,000 |
| Total loans | 434,367,000 | 433,968,000 | 421,417,000 | 408,467,000 |
| Allowance for loan losses | 4,714,000 | 4,747,000 | 4,570,000 | 4,515,000 |
| Securities available for sale | 64,611,000 | 87,453,000 | 85,255,000 | 82,673,000 |
| Securities held to maturity | 40,586,000 | 44,355,000 | 44,025,000 | 42,480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 573,135,000 | 571,332,000 | 549,093,000 | 571,356,000 |
| Interest-bearing deposits | 476,034,000 | 464,716,000 | 450,418,000 | 464,964,000 |
| Noninterest-bearing deposits | 97,101,000 | 106,616,000 | 98,675,000 | 106,392,000 |
| Equity capital | 62,567,000 | 63,378,000 | 64,189,000 | 65,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,184,000 | 10,781,000 | 16,528,000 | 22,211,000 |
| Interest expense | 439,000 | 916,000 | 1,442,000 | 2,075,000 |
| Net interest income | 4,745,000 | 9,865,000 | 15,086,000 | 20,136,000 |
| Noninterest income | 1,620,000 | 3,237,000 | 5,041,000 | 6,923,000 |
| Noninterest expense | 4,689,000 | 9,459,000 | 14,782,000 | 19,740,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,676,000 | 3,643,000 | 5,345,000 | 7,319,000 |
| Income tax | 388,000 | 848,000 | 833,000 | 802,000 |
| Net income | 1,288,000 | 2,795,000 | 4,512,000 | 6,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,567,000 | 62,754,000 | 63,948,000 | 65,346,000 |
| Total capital | 66,281,000 | 67,501,000 | 68,518,000 | 69,861,000 |
| Risk-weighted assets | 488,114,000 | 497,378,000 | 489,739,000 | 477,944,000 |