Call reports 2017
HICKORY POINT BANK AND TRUST — 2017
What HICKORY POINT BANK AND TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 651,568,000 | 653,039,000 | 630,509,000 | 631,133,000 |
| Total loans | 452,688,000 | 452,403,000 | 447,560,000 | 439,650,000 |
| Allowance for loan losses | 4,388,000 | 4,427,000 | 4,464,000 | 4,520,000 |
| Securities available for sale | 76,416,000 | 70,230,000 | 69,144,000 | 66,553,000 |
| Securities held to maturity | 43,011,000 | 42,573,000 | 42,134,000 | 40,911,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 581,600,000 | 582,207,000 | 559,184,000 | 560,536,000 |
| Interest-bearing deposits | 485,021,000 | 459,027,000 | 459,142,000 | 465,985,000 |
| Noninterest-bearing deposits | 96,579,000 | 123,180,000 | 100,042,000 | 94,551,000 |
| Equity capital | 61,037,000 | 62,420,000 | 63,196,000 | 61,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,888,000 | 9,913,000 | 15,146,000 | 20,339,000 |
| Interest expense | 400,000 | 791,000 | 1,185,000 | 1,587,000 |
| Net interest income | 4,488,000 | 9,122,000 | 13,961,000 | 18,752,000 |
| Noninterest income | 1,976,000 | 3,970,000 | 5,988,000 | 7,891,000 |
| Noninterest expense | 4,838,000 | 9,674,000 | 14,468,000 | 19,516,000 |
| Provision for loan losses | 28,000 | 116,000 | 116,000 | 151,000 |
| Pretax income | 1,598,000 | 3,302,000 | 5,365,000 | 6,976,000 |
| Income tax | 489,000 | 1,019,000 | 1,712,000 | 2,019,000 |
| Net income | 1,109,000 | 2,283,000 | 3,653,000 | 4,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,493,000 | 61,624,000 | 62,515,000 | 60,340,000 |
| Total capital | 64,881,000 | 66,051,000 | 66,979,000 | 64,860,000 |
| Risk-weighted assets | 517,248,000 | 516,193,000 | 506,984,000 | 503,867,000 |