Call reports 2015
HICKORY POINT BANK AND TRUST — 2015
What HICKORY POINT BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 627,677,000 | 628,481,000 | 647,772,000 | 658,320,000 |
| Total loans | 390,800,000 | 404,998,000 | 417,901,000 | 431,917,000 |
| Allowance for loan losses | 3,211,000 | 3,300,000 | 3,509,000 | 4,642,000 |
| Securities available for sale | 83,460,000 | 81,679,000 | 80,723,000 | 78,985,000 |
| Securities held to maturity | 94,349,000 | 93,735,000 | 93,166,000 | 76,839,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 562,883,000 | 568,822,000 | 575,840,000 | 580,726,000 |
| Interest-bearing deposits | 472,595,000 | 470,806,000 | 477,842,000 | 484,024,000 |
| Noninterest-bearing deposits | 90,288,000 | 98,016,000 | 97,998,000 | 96,702,000 |
| Equity capital | 56,160,000 | 56,197,000 | 56,716,000 | 57,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,494,000 | 9,144,000 | 13,725,000 | 18,832,000 |
| Interest expense | 339,000 | 683,000 | 1,053,000 | 1,428,000 |
| Net interest income | 4,155,000 | 8,461,000 | 12,672,000 | 17,404,000 |
| Noninterest income | 1,934,000 | 3,546,000 | 5,349,000 | 7,156,000 |
| Noninterest expense | 5,168,000 | 10,436,000 | 15,677,000 | 20,770,000 |
| Provision for loan losses | 214,000 | 333,000 | 642,000 | 1,906,000 |
| Pretax income | 707,000 | 1,238,000 | 1,702,000 | 1,884,000 |
| Income tax | 138,000 | 207,000 | 251,000 | 169,000 |
| Net income | 569,000 | 1,031,000 | 1,451,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,886,000 | 56,177,000 | 56,676,000 | 57,010,000 |
| Total capital | 59,097,000 | 59,477,000 | 60,185,000 | 61,652,000 |
| Risk-weighted assets | 460,006,000 | 468,980,000 | 496,849,000 | 510,298,000 |