Call reports 2014
HICKORY POINT BANK AND TRUST — 2014
What HICKORY POINT BANK AND TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 655,092,000 | 621,052,000 | 638,430,000 | 643,592,000 |
| Total loans | 314,721,000 | 323,673,000 | 369,281,000 | 391,893,000 |
| Allowance for loan losses | 2,125,000 | 2,268,000 | 3,284,000 | 3,409,000 |
| Securities available for sale | 76,140,000 | 105,174,000 | 105,357,000 | 84,879,000 |
| Securities held to maturity | 95,152,000 | 96,509,000 | 96,050,000 | 94,920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,788,000 | 555,572,000 | 533,839,000 | 558,177,000 |
| Interest-bearing deposits | 467,809,000 | 447,270,000 | 462,807,000 | 469,552,000 |
| Noninterest-bearing deposits | 69,979,000 | 108,302,000 | 71,032,000 | 88,625,000 |
| Equity capital | 54,929,000 | 55,846,000 | 56,099,000 | 56,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,984,000 | 8,103,000 | 12,827,000 | 17,337,000 |
| Interest expense | 314,000 | 637,000 | 972,000 | 1,317,000 |
| Net interest income | 3,670,000 | 7,466,000 | 11,855,000 | 16,020,000 |
| Noninterest income | 2,197,000 | 3,866,000 | 5,657,000 | 7,472,000 |
| Noninterest expense | 4,668,000 | 9,499,000 | 14,346,000 | 19,464,000 |
| Provision for loan losses | 182,000 | 346,000 | 1,430,000 | 1,590,000 |
| Pretax income | 1,569,000 | 2,039,000 | 2,288,000 | 3,108,000 |
| Income tax | 455,000 | 461,000 | 364,000 | 514,000 |
| Net income | 1,114,000 | 1,578,000 | 1,924,000 | 2,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,347,000 | 53,065,000 | 53,313,000 | 54,197,000 |
| Total capital | 54,472,000 | 55,333,000 | 56,597,000 | 57,606,000 |
| Risk-weighted assets | 335,669,000 | 365,335,000 | 409,836,000 | 421,822,000 |