Call reports 2013
HICKORY POINT BANK AND TRUST — 2013
What HICKORY POINT BANK AND TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 595,707,000 | 613,588,000 | 610,503,000 | 603,987,000 |
| Total loans | 277,906,000 | 293,282,000 | 309,783,000 | 309,506,000 |
| Allowance for loan losses | 1,245,000 | 1,514,000 | 1,756,000 | 1,968,000 |
| Securities available for sale | 238,297,000 | 161,315,000 | 141,364,000 | 110,763,000 |
| Securities held to maturity | 0 | 74,328,000 | 73,759,000 | 95,585,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,290,000 | 542,180,000 | 507,350,000 | 520,541,000 |
| Interest-bearing deposits | 457,374,000 | 437,528,000 | 439,700,000 | 449,416,000 |
| Noninterest-bearing deposits | 67,916,000 | 104,652,000 | 67,650,000 | 71,125,000 |
| Equity capital | 55,039,000 | 53,625,000 | 53,260,000 | 54,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,015,000 | 8,160,000 | 12,287,000 | 16,836,000 |
| Interest expense | 363,000 | 669,000 | 980,000 | 1,293,000 |
| Net interest income | 3,652,000 | 7,491,000 | 11,307,000 | 15,543,000 |
| Noninterest income | 1,792,000 | 3,289,000 | 4,779,000 | 6,672,000 |
| Noninterest expense | 4,663,000 | 9,326,000 | 13,975,000 | 18,783,000 |
| Provision for loan losses | 187,000 | 436,000 | 712,000 | 978,000 |
| Pretax income | 594,000 | 1,158,000 | 1,560,000 | 2,615,000 |
| Income tax | 60,000 | 55,000 | 21,000 | 233,000 |
| Net income | 534,000 | 1,103,000 | 1,539,000 | 1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,860,000 | 50,717,000 | 51,470,000 | 51,383,000 |
| Total capital | 51,105,000 | 52,231,000 | 53,226,000 | 53,351,000 |
| Risk-weighted assets | 334,458,000 | 345,702,000 | 338,667,000 | 334,033,000 |