Call reports 2012
HICKORY POINT BANK AND TRUST — 2012
What HICKORY POINT BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 623,477,000 | 607,399,000 | 615,039,000 | 591,178,000 |
| Total loans | 275,215,000 | 289,566,000 | 295,847,000 | 283,254,000 |
| Allowance for loan losses | 2,345,000 | 2,521,000 | 2,624,000 | 1,093,000 |
| Securities available for sale | 237,594,000 | 225,586,000 | 229,378,000 | 191,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,645,000 | 521,236,000 | 509,558,000 | 526,339,000 |
| Interest-bearing deposits | 458,564,000 | 432,852,000 | 434,915,000 | 460,298,000 |
| Noninterest-bearing deposits | 72,081,000 | 88,384,000 | 74,643,000 | 66,041,000 |
| Equity capital | 55,774,000 | 56,495,000 | 58,084,000 | 55,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,001,000 | 9,967,000 | 14,908,000 | 19,604,000 |
| Interest expense | 787,000 | 1,495,000 | 2,152,000 | 2,757,000 |
| Net interest income | 4,214,000 | 8,472,000 | 12,756,000 | 16,847,000 |
| Noninterest income | 1,714,000 | 3,138,000 | 4,738,000 | 10,548,000 |
| Noninterest expense | 4,298,000 | 8,718,000 | 13,144,000 | 17,619,000 |
| Provision for loan losses | 162,000 | 374,000 | 484,000 | 633,000 |
| Pretax income | 1,468,000 | 2,518,000 | 3,895,000 | 13,599,000 |
| Income tax | 436,000 | 677,000 | 1,073,000 | 2,828,000 |
| Net income | 1,032,000 | 1,841,000 | 2,822,000 | 10,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,120,000 | 51,927,000 | 52,905,000 | 49,387,000 |
| Total capital | 53,465,000 | 54,447,000 | 55,529,000 | 50,480,000 |
| Risk-weighted assets | 292,328,000 | 314,957,000 | 317,944,000 | 314,797,000 |