Call reports 2005
ASIA-EUROPE-AMERICAS BANK — 2005
What ASIA-EUROPE-AMERICAS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Total assets | 106,978,000 | 89,587,000 | 92,818,000 |
| Total loans | 56,170,000 | 50,239,000 | 47,049,000 |
| Allowance for loan losses | 7,898,000 | 7,494,000 | 6,645,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 6,763,000 | 6,757,000 | 6,404,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 94,892,000 | 77,572,000 | 80,555,000 |
| Interest-bearing deposits | 61,650,000 | 45,673,000 | 45,565,000 |
| Noninterest-bearing deposits | 33,242,000 | 31,899,000 | 34,990,000 |
| Equity capital | 11,283,000 | 11,369,000 | 11,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Interest income | 1,306,000 | 2,493,000 | 3,729,000 |
| Interest expense | 327,000 | 603,000 | 840,000 |
| Net interest income | 979,000 | 1,890,000 | 2,889,000 |
| Noninterest income | 168,000 | 370,000 | 599,000 |
| Noninterest expense | 1,007,000 | 1,981,000 | 2,824,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 140,000 | 279,000 | 664,000 |
| Income tax | 43,000 | 96,000 | 227,000 |
| Net income | 97,000 | 183,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Tier 1 capital | 9,117,000 | 9,388,000 | 9,794,000 |
| Total capital | 9,991,000 | 10,152,000 | 10,515,000 |
| Risk-weighted assets | 62,753,000 | 54,266,000 | 51,391,000 |