Call reports 2004
ASIA-EUROPE-AMERICAS BANK — 2004
What ASIA-EUROPE-AMERICAS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 136,345,000 | 134,174,000 | 116,658,000 | 113,014,000 |
| Total loans | 120,655,000 | 103,359,000 | 82,363,000 | 65,801,000 |
| Allowance for loan losses | 5,853,000 | 5,355,000 | 6,257,000 | 8,432,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,430,000 | 8,173,000 | 7,226,000 | 6,769,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,223,000 | 120,061,000 | 103,615,000 | 102,391,000 |
| Interest-bearing deposits | 95,804,000 | 92,746,000 | 77,573,000 | 69,106,000 |
| Noninterest-bearing deposits | 26,419,000 | 27,315,000 | 26,042,000 | 33,285,000 |
| Equity capital | 13,280,000 | 13,441,000 | 12,493,000 | 9,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,372,000 | 4,476,000 | 6,249,000 | 7,579,000 |
| Interest expense | 498,000 | 976,000 | 1,397,000 | 1,781,000 |
| Net interest income | 1,874,000 | 3,500,000 | 4,852,000 | 5,798,000 |
| Noninterest income | 178,000 | 326,000 | 547,000 | 657,000 |
| Noninterest expense | 1,304,000 | 2,718,000 | 3,815,000 | 4,922,000 |
| Provision for loan losses | 150,000 | 250,000 | 2,050,000 | 6,140,000 |
| Pretax income | 598,000 | 858,000 | -428,000 | -4,569,000 |
| Income tax | 203,000 | 292,000 | -46,000 | -1,679,000 |
| Net income | 395,000 | 566,000 | -382,000 | -2,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,280,000 | 13,441,000 | 10,581,000 | 7,821,000 |
| Total capital | 14,868,000 | 14,853,000 | 11,724,000 | 8,809,000 |
| Risk-weighted assets | 122,712,000 | 109,003,000 | 86,309,000 | 71,543,000 |