Call reports 2003
ASIA-EUROPE-AMERICAS BANK — 2003
What ASIA-EUROPE-AMERICAS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 142,283,000 | 144,254,000 | 143,521,000 | 145,611,000 |
| Total loans | 124,076,000 | 122,981,000 | 124,830,000 | 127,763,000 |
| Allowance for loan losses | 3,351,000 | 3,310,000 | 2,944,000 | 5,715,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,917,000 | 7,259,000 | 7,952,000 | 7,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,879,000 | 127,747,000 | 125,335,000 | 130,091,000 |
| Interest-bearing deposits | 97,917,000 | 100,766,000 | 96,881,000 | 99,661,000 |
| Noninterest-bearing deposits | 26,962,000 | 26,981,000 | 28,454,000 | 30,430,000 |
| Equity capital | 14,417,000 | 14,619,000 | 14,878,000 | 12,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,437,000 | 4,728,000 | 7,156,000 | 9,864,000 |
| Interest expense | 582,000 | 1,140,000 | 1,634,000 | 2,129,000 |
| Net interest income | 1,855,000 | 3,588,000 | 5,522,000 | 7,735,000 |
| Noninterest income | 204,000 | 391,000 | 532,000 | 580,000 |
| Noninterest expense | 1,364,000 | 2,637,000 | 3,619,000 | 4,674,000 |
| Provision for loan losses | 100,000 | 400,000 | 1,050,000 | 4,807,000 |
| Pretax income | 595,000 | 942,000 | 1,385,000 | -1,166,000 |
| Income tax | 202,000 | 318,000 | 471,000 | -219,000 |
| Net income | 393,000 | 624,000 | 914,000 | -947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,417,000 | 14,619,000 | 14,878,000 | 12,915,000 |
| Total capital | 16,033,000 | 16,230,000 | 16,501,000 | 14,577,000 |
| Risk-weighted assets | 127,539,000 | 127,146,000 | 128,490,000 | 128,950,000 |