Call reports 2005
FIRST NATIONAL BANK OF KANSAS — 2005
What FIRST NATIONAL BANK OF KANSAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 54,769,000 | 55,829,000 | 51,078,000 | 51,978,000 |
| Total loans | 21,105,000 | 21,173,000 | 19,999,000 | 22,920,000 |
| Allowance for loan losses | 298,000 | 197,000 | 205,000 | 205,000 |
| Securities available for sale | 24,132,000 | 24,815,000 | 20,766,000 | 19,576,000 |
| Securities held to maturity | 5,556,000 | 5,465,000 | 5,665,000 | 5,427,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,445,000 | 37,462,000 | 34,267,000 | 35,213,000 |
| Interest-bearing deposits | 32,799,000 | 32,447,000 | 29,103,000 | 30,876,000 |
| Noninterest-bearing deposits | 4,646,000 | 5,015,000 | 5,164,000 | 4,337,000 |
| Equity capital | 4,541,000 | 4,417,000 | 4,229,000 | 4,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 657,000 | 1,337,000 | 1,970,000 | 2,614,000 |
| Interest expense | 298,000 | 623,000 | 953,000 | 1,285,000 |
| Net interest income | 359,000 | 714,000 | 1,017,000 | 1,329,000 |
| Noninterest income | 100,000 | 213,000 | 324,000 | 429,000 |
| Noninterest expense | 342,000 | 701,000 | 1,056,000 | 1,411,000 |
| Provision for loan losses | 0 | 252,000 | 254,000 | 255,000 |
| Pretax income | 117,000 | -26,000 | 31,000 | 92,000 |
| Income tax | 5,000 | -4,000 | -10,000 | -7,000 |
| Net income | 112,000 | -22,000 | 41,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,839,000 | 4,461,000 | 4,403,000 | 4,457,000 |
| Total capital | 5,137,000 | 4,657,000 | 4,608,000 | 4,663,000 |
| Risk-weighted assets | 26,733,000 | 27,157,000 | 25,705,000 | 28,264,000 |