Call reports 2005
PLANTERS & MERCHANTS STATE BANK — 2005
What PLANTERS & MERCHANTS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Total assets | 187,382,000 | 185,361,000 |
| Total loans | 103,599,000 | 102,674,000 |
| Allowance for loan losses | 1,371,000 | 1,242,000 |
| Securities available for sale | 39,587,000 | 38,280,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 164,660,000 | 162,302,000 |
| Interest-bearing deposits | 137,280,000 | 132,718,000 |
| Noninterest-bearing deposits | 27,380,000 | 29,584,000 |
| Equity capital | 21,574,000 | 21,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Interest income | 2,269,000 | 4,615,000 |
| Interest expense | 559,000 | 1,159,000 |
| Net interest income | 1,710,000 | 3,456,000 |
| Noninterest income | 389,000 | 713,000 |
| Noninterest expense | 1,249,000 | 2,489,000 |
| Provision for loan losses | 100,000 | 100,000 |
| Pretax income | 750,000 | 1,580,000 |
| Income tax | 0 | 0 |
| Net income | 750,000 | 1,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Tier 1 capital | 20,535,000 | 20,471,000 |
| Total capital | 21,876,000 | 21,713,000 |
| Risk-weighted assets | 107,260,000 | 105,915,000 |