Call reports 2004
PLANTERS & MERCHANTS STATE BANK — 2004
What PLANTERS & MERCHANTS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 175,334,000 | 181,535,000 | 187,587,000 | 189,891,000 |
| Total loans | 100,563,000 | 103,800,000 | 103,761,000 | 102,738,000 |
| Allowance for loan losses | 1,086,000 | 1,099,000 | 1,112,000 | 1,222,000 |
| Securities available for sale | 32,008,000 | 34,358,000 | 34,486,000 | 37,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,477,000 | 159,042,000 | 164,588,000 | 168,030,000 |
| Interest-bearing deposits | 127,523,000 | 132,888,000 | 134,732,000 | 138,134,000 |
| Noninterest-bearing deposits | 24,954,000 | 26,154,000 | 29,856,000 | 29,896,000 |
| Equity capital | 21,896,000 | 21,208,000 | 21,501,000 | 21,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,157,000 | 4,279,000 | 6,458,000 | 8,721,000 |
| Interest expense | 481,000 | 960,000 | 1,454,000 | 1,980,000 |
| Net interest income | 1,676,000 | 3,319,000 | 5,004,000 | 6,741,000 |
| Noninterest income | 257,000 | 568,000 | 939,000 | 1,318,000 |
| Noninterest expense | 1,241,000 | 2,482,000 | 3,749,000 | 4,979,000 |
| Provision for loan losses | 147,000 | 294,000 | 543,000 | 1,073,000 |
| Pretax income | 545,000 | 1,111,000 | 1,651,000 | 2,007,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 545,000 | 1,111,000 | 1,651,000 | 2,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,168,000 | 19,996,000 | 20,093,000 | 19,785,000 |
| Total capital | 21,254,000 | 21,095,000 | 21,205,000 | 21,007,000 |
| Risk-weighted assets | 102,243,000 | 105,830,000 | 106,239,000 | 106,432,000 |