Call reports 2003
PLANTERS & MERCHANTS STATE BANK — 2003
What PLANTERS & MERCHANTS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 165,634,000 | 169,284,000 | 173,604,000 | 176,398,000 |
| Total loans | 95,936,000 | 98,013,000 | 98,789,000 | 100,276,000 |
| Allowance for loan losses | 962,000 | 1,020,000 | 940,000 | 999,000 |
| Securities available for sale | 21,397,000 | 23,281,000 | 34,259,000 | 36,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,161,000 | 146,912,000 | 151,136,000 | 154,311,000 |
| Interest-bearing deposits | 118,739,000 | 120,542,000 | 123,968,000 | 126,207,000 |
| Noninterest-bearing deposits | 24,422,000 | 26,370,000 | 27,168,000 | 28,104,000 |
| Equity capital | 21,458,000 | 21,131,000 | 21,033,000 | 21,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,235,000 | 4,439,000 | 6,607,000 | 8,835,000 |
| Interest expense | 648,000 | 1,286,000 | 1,867,000 | 2,391,000 |
| Net interest income | 1,587,000 | 3,153,000 | 4,740,000 | 6,444,000 |
| Noninterest income | 254,000 | 508,000 | 776,000 | 1,111,000 |
| Noninterest expense | 1,123,000 | 2,302,000 | 3,478,000 | 4,721,000 |
| Provision for loan losses | 97,000 | 204,000 | 315,000 | 471,000 |
| Pretax income | 621,000 | 1,155,000 | 1,723,000 | 2,363,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 621,000 | 1,155,000 | 1,723,000 | 2,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,559,000 | 19,226,000 | 19,425,000 | 19,623,000 |
| Total capital | 20,521,000 | 20,246,000 | 20,365,000 | 20,622,000 |
| Risk-weighted assets | 97,869,000 | 100,132,000 | 102,478,000 | 103,780,000 |