Call reports 2002
PLANTERS & MERCHANTS STATE BANK — 2002
What PLANTERS & MERCHANTS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 152,122,000 | 155,357,000 | 164,249,000 | 160,712,000 |
| Total loans | 89,612,000 | 92,489,000 | 92,397,000 | 96,750,000 |
| Allowance for loan losses | 954,000 | 999,000 | 926,000 | 899,000 |
| Securities available for sale | 24,882,000 | 26,471,000 | 27,806,000 | 23,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,559,000 | 133,589,000 | 141,908,000 | 138,980,000 |
| Interest-bearing deposits | 111,459,000 | 112,851,000 | 117,689,000 | 116,566,000 |
| Noninterest-bearing deposits | 19,100,000 | 20,738,000 | 24,219,000 | 22,414,000 |
| Equity capital | 20,645,000 | 20,617,000 | 20,951,000 | 20,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,362,000 | 4,714,000 | 7,087,000 | 9,455,000 |
| Interest expense | 891,000 | 1,682,000 | 2,470,000 | 3,195,000 |
| Net interest income | 1,471,000 | 3,032,000 | 4,617,000 | 6,260,000 |
| Noninterest income | 514,000 | 776,000 | 1,060,000 | 1,395,000 |
| Noninterest expense | 1,052,000 | 2,247,000 | 3,380,000 | 4,559,000 |
| Provision for loan losses | 100,000 | 160,000 | 280,000 | 410,000 |
| Pretax income | 833,000 | 1,401,000 | 2,017,000 | 2,686,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 833,000 | 1,401,000 | 2,017,000 | 2,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,037,000 | 18,738,000 | 18,920,000 | 18,938,000 |
| Total capital | 19,991,000 | 19,737,000 | 19,846,000 | 19,837,000 |
| Risk-weighted assets | 92,840,000 | 95,421,000 | 95,415,000 | 98,051,000 |