Call reports 2001
PLANTERS & MERCHANTS STATE BANK — 2001
What PLANTERS & MERCHANTS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 142,596,000 | 146,471,000 | 151,119,000 | 153,092,000 |
| Total loans | 78,446,000 | 81,020,000 | 83,477,000 | 86,066,000 |
| Allowance for loan losses | 882,000 | 718,000 | 758,000 | 897,000 |
| Securities available for sale | 30,145,000 | 30,977,000 | 25,071,000 | 25,127,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,747,000 | 125,765,000 | 129,663,000 | 132,304,000 |
| Interest-bearing deposits | 105,292,000 | 107,918,000 | 111,213,000 | 111,542,000 |
| Noninterest-bearing deposits | 16,455,000 | 17,847,000 | 18,450,000 | 20,762,000 |
| Equity capital | 19,969,000 | 19,707,000 | 20,407,000 | 19,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,666,000 | 5,340,000 | 7,991,000 | 10,551,000 |
| Interest expense | 1,245,000 | 2,505,000 | 3,743,000 | 4,802,000 |
| Net interest income | 1,421,000 | 2,835,000 | 4,248,000 | 5,749,000 |
| Noninterest income | 262,000 | 518,000 | 814,000 | 1,088,000 |
| Noninterest expense | 882,000 | 1,896,000 | 2,707,000 | 4,135,000 |
| Provision for loan losses | 90,000 | 90,000 | 140,000 | 140,000 |
| Pretax income | 711,000 | 1,367,000 | 2,215,000 | 2,560,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 711,000 | 1,367,000 | 2,215,000 | 2,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,212,000 | 18,033,000 | 18,478,000 | 18,204,000 |
| Total capital | 19,094,000 | 18,751,000 | 19,236,000 | 19,101,000 |
| Risk-weighted assets | 73,931,000 | 86,279,000 | 87,559,000 | 89,931,000 |