Call reports 2011
PUBLIC SAVINGS BANK — 2011
What PUBLIC SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Total assets | 48,579,000 | 46,818,000 |
| Total loans | 37,029,000 | 37,090,000 |
| Allowance for loan losses | 820,000 | 920,000 |
| Securities available for sale | 1,601,000 | 2,565,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 46,880,000 | 45,770,000 |
| Interest-bearing deposits | 29,675,000 | 26,644,000 |
| Noninterest-bearing deposits | 17,205,000 | 19,126,000 |
| Equity capital | 1,329,000 | 721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Interest income | 689,000 | 1,453,000 |
| Interest expense | 128,000 | 244,000 |
| Net interest income | 561,000 | 1,209,000 |
| Noninterest income | 738,000 | 1,518,000 |
| Noninterest expense | 1,412,000 | 3,246,000 |
| Provision for loan losses | 10,000 | 220,000 |
| Pretax income | -123,000 | -739,000 |
| Income tax | 0 | 0 |
| Net income | -123,000 | -739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Tier 1 capital | 1,267,000 | 664,000 |
| Total capital | 1,734,000 | 1,191,000 |
| Risk-weighted assets | 37,021,000 | 41,796,000 |