Call reports 2006
PUBLIC SAVINGS BANK — 2006
What PUBLIC SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 26,703,000 | 26,033,000 | 28,447,000 | 29,808,000 |
| Total loans | 24,134,000 | 20,686,000 | 12,913,000 | 14,096,000 |
| Allowance for loan losses | 136,000 | 136,000 | 112,000 | 126,000 |
| Securities available for sale | 286,000 | 282,000 | 291,000 | 290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,509,000 | 23,795,000 | 24,437,000 | 25,830,000 |
| Interest-bearing deposits | 24,474,000 | 23,751,000 | 24,415,000 | 25,810,000 |
| Noninterest-bearing deposits | 35,000 | 44,000 | 22,000 | 20,000 |
| Equity capital | 2,143,000 | 2,168,000 | 3,970,000 | 3,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 973,000 | 1,446,000 | 2,046,000 |
| Interest expense | 235,000 | 486,000 | 749,000 | 1,045,000 |
| Net interest income | 254,000 | 487,000 | 697,000 | 1,001,000 |
| Noninterest income | 301,000 | 627,000 | 937,000 | 958,000 |
| Noninterest expense | 548,000 | 1,076,000 | 1,633,000 | 1,960,000 |
| Provision for loan losses | 0 | 0 | -23,000 | -9,000 |
| Pretax income | 7,000 | 38,000 | 24,000 | 8,000 |
| Income tax | 5,000 | 6,000 | -2,000 | -2,000 |
| Net income | 2,000 | 32,000 | 26,000 | 10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,155,000 | 2,185,000 | 3,179,000 | 3,163,000 |
| Total capital | 2,291,000 | 2,321,000 | 3,291,000 | 3,289,000 |
| Risk-weighted assets | 14,261,000 | 13,084,000 | 11,622,000 | 12,766,000 |