Call reports 2004
PUBLIC SAVINGS BANK — 2004
What PUBLIC SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 24,197,000 | 24,353,000 | 25,863,000 | 25,498,000 |
| Total loans | 21,384,000 | 22,434,000 | 22,675,000 | 22,881,000 |
| Allowance for loan losses | 133,000 | 123,000 | 124,000 | 133,000 |
| Securities available for sale | 510,000 | 491,000 | 498,000 | 299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,187,000 | 22,325,000 | 23,817,000 | 23,456,000 |
| Interest-bearing deposits | 22,144,000 | 22,275,000 | 23,782,000 | 23,418,000 |
| Noninterest-bearing deposits | 43,000 | 50,000 | 35,000 | 38,000 |
| Equity capital | 1,969,000 | 1,950,000 | 1,972,000 | 2,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 751,000 | 1,131,000 | 1,534,000 |
| Interest expense | 177,000 | 352,000 | 535,000 | 725,000 |
| Net interest income | 199,000 | 399,000 | 596,000 | 809,000 |
| Noninterest income | 227,000 | 506,000 | 825,000 | 1,116,000 |
| Noninterest expense | 425,000 | 903,000 | 1,390,000 | 1,847,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 18,000 |
| Pretax income | 1,000 | 2,000 | 25,000 | 63,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,000 | 2,000 | 25,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,953,000 | 1,954,000 | 1,977,000 | 2,015,000 |
| Total capital | 2,086,000 | 2,077,000 | 2,101,000 | 2,148,000 |
| Risk-weighted assets | 13,250,000 | 13,543,000 | 13,768,000 | 13,616,000 |