Call reports 2002
PUBLIC SAVINGS BANK — 2002
What PUBLIC SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 22,966,000 | 23,058,000 | 23,952,000 | 23,760,000 |
| Total loans | 19,177,000 | 20,447,000 | 20,798,000 | 20,724,000 |
| Allowance for loan losses | 113,000 | 103,000 | 110,000 | 114,000 |
| Securities available for sale | 1,265,000 | 731,000 | 1,163,000 | 1,051,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,155,000 | 21,263,000 | 22,139,000 | 21,889,000 |
| Interest-bearing deposits | 21,007,000 | 21,200,000 | 22,111,000 | 21,791,000 |
| Noninterest-bearing deposits | 148,000 | 63,000 | 28,000 | 98,000 |
| Equity capital | 1,777,000 | 1,758,000 | 1,767,000 | 1,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 423,000 | 831,000 | 1,262,000 | 1,691,000 |
| Interest expense | 246,000 | 475,000 | 704,000 | 920,000 |
| Net interest income | 177,000 | 356,000 | 558,000 | 771,000 |
| Noninterest income | 263,000 | 467,000 | 743,000 | 1,070,000 |
| Noninterest expense | 454,000 | 864,000 | 1,327,000 | 1,805,000 |
| Provision for loan losses | 18,000 | 18,000 | 23,000 | 27,000 |
| Pretax income | -33,000 | -60,000 | -50,000 | 8,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -33,000 | -60,000 | -50,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,780,000 | 1,753,000 | 1,763,000 | 1,821,000 |
| Total capital | 1,893,000 | 1,856,000 | 1,873,000 | 1,935,000 |
| Risk-weighted assets | 12,792,000 | 13,065,000 | 13,141,000 | 13,185,000 |