Call reports 2001
PUBLIC SAVINGS BANK — 2001
What PUBLIC SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 22,781,000 | 23,895,000 | 23,179,000 | 23,411,000 |
| Total loans | 18,618,000 | 18,645,000 | 18,930,000 | 20,984,000 |
| Allowance for loan losses | 72,000 | 72,000 | 92,000 | 95,000 |
| Securities available for sale | 1,546,000 | 1,554,000 | 1,094,000 | 1,006,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,020,000 | 22,125,000 | 21,345,000 | 21,543,000 |
| Interest-bearing deposits | 20,968,000 | 22,089,000 | 21,316,000 | 21,500,000 |
| Noninterest-bearing deposits | 52,000 | 36,000 | 29,000 | 43,000 |
| Equity capital | 1,737,000 | 1,738,000 | 1,787,000 | 1,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 600,000 | 1,190,000 | 1,535,000 | 1,990,000 |
| Interest expense | 323,000 | 641,000 | 952,000 | 1,230,000 |
| Net interest income | 277,000 | 549,000 | 583,000 | 760,000 |
| Noninterest income | 264,000 | 556,000 | 1,085,000 | 1,423,000 |
| Noninterest expense | 557,000 | 1,124,000 | 1,668,000 | 2,186,000 |
| Provision for loan losses | 3,000 | 3,000 | 23,000 | 26,000 |
| Pretax income | -103,000 | -106,000 | -102,000 | -108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -103,000 | -106,000 | -102,000 | -108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,818,000 | 1,815,000 | 1,819,000 | 1,813,000 |
| Total capital | 1,890,000 | 1,887,000 | 1,911,000 | 1,908,000 |
| Risk-weighted assets | 13,745,000 | 13,981,000 | 13,251,000 | 13,522,000 |