Call reports 2024
DIAMOND BANK — 2024
What DIAMOND BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 830,415,000 | 820,068,000 | 836,310,000 | 836,272,000 |
| Total loans | 628,582,000 | 631,663,000 | 644,956,000 | 660,596,000 |
| Allowance for loan losses | 7,364,000 | 7,244,000 | 7,234,000 | 7,295,000 |
| Securities available for sale | 133,233,000 | 132,303,000 | 135,406,000 | 132,639,000 |
| Securities held to maturity | 18,000 | 13,000 | 8,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 741,232,000 | 730,242,000 | 741,100,000 | 746,885,000 |
| Interest-bearing deposits | 593,046,000 | 584,439,000 | 593,785,000 | 604,706,000 |
| Noninterest-bearing deposits | 148,186,000 | 145,803,000 | 147,315,000 | 142,179,000 |
| Equity capital | 64,172,000 | 63,985,000 | 69,226,000 | 66,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,240,000 | 21,045,000 | 32,185,000 | 43,675,000 |
| Interest expense | 4,755,000 | 9,928,000 | 15,293,000 | 20,752,000 |
| Net interest income | 5,485,000 | 11,117,000 | 16,892,000 | 22,923,000 |
| Noninterest income | 1,157,000 | 2,174,000 | 3,383,000 | 4,584,000 |
| Noninterest expense | 4,975,000 | 9,982,000 | 15,113,000 | 20,143,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 100,000 |
| Pretax income | 1,667,000 | 3,309,000 | 5,122,000 | 7,262,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,667,000 | 3,309,000 | 5,122,000 | 7,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,981,000 | 83,972,000 | 84,336,000 | 85,746,000 |
| Total capital | 90,167,000 | 91,283,000 | 91,730,000 | 93,176,000 |
| Risk-weighted assets | 574,566,000 | 584,682,000 | 597,420,000 | 613,896,000 |