Call reports 2023
DIAMOND BANK — 2023
What DIAMOND BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 793,298,000 | 794,379,000 | 789,628,000 | 805,864,000 |
| Total loans | 608,237,000 | 604,767,000 | 606,840,000 | 618,852,000 |
| Allowance for loan losses | 7,841,000 | 7,660,000 | 7,527,000 | 7,489,000 |
| Securities available for sale | 136,885,000 | 131,281,000 | 130,774,000 | 134,459,000 |
| Securities held to maturity | 40,000 | 34,000 | 28,000 | 23,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 721,908,000 | 724,311,000 | 725,192,000 | 736,716,000 |
| Interest-bearing deposits | 563,108,000 | 566,994,000 | 571,039,000 | 589,712,000 |
| Noninterest-bearing deposits | 158,800,000 | 157,317,000 | 154,153,000 | 147,004,000 |
| Equity capital | 62,526,000 | 60,741,000 | 59,218,000 | 64,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,478,000 | 17,494,000 | 27,063,000 | 36,948,000 |
| Interest expense | 2,447,000 | 5,706,000 | 9,623,000 | 13,972,000 |
| Net interest income | 6,031,000 | 11,788,000 | 17,440,000 | 22,976,000 |
| Noninterest income | 1,674,000 | 2,780,000 | 3,932,000 | 5,030,000 |
| Noninterest expense | 4,896,000 | 9,878,000 | 14,950,000 | 19,875,000 |
| Provision for loan losses | 46,000 | 91,000 | 106,000 | 106,000 |
| Pretax income | 2,763,000 | 4,628,000 | 6,345,000 | 8,054,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,763,000 | 4,628,000 | 6,345,000 | 8,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,197,000 | 81,262,000 | 82,030,000 | 81,914,000 |
| Total capital | 87,144,000 | 88,107,000 | 88,890,000 | 88,978,000 |
| Risk-weighted assets | 554,888,000 | 546,803,000 | 547,997,000 | 564,594,000 |