Call reports 2021
DIAMOND BANK — 2021
What DIAMOND BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 733,758,000 | 731,173,000 | 748,539,000 | 759,875,000 |
| Total loans | 512,487,000 | 526,864,000 | 539,543,000 | 539,964,000 |
| Allowance for loan losses | 7,062,000 | 7,285,000 | 6,857,000 | 6,855,000 |
| Securities available for sale | 154,599,000 | 159,936,000 | 153,896,000 | 153,427,000 |
| Securities held to maturity | 105,000 | 92,000 | 85,000 | 76,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,792,000 | 639,793,000 | 656,628,000 | 668,103,000 |
| Interest-bearing deposits | 488,314,000 | 486,002,000 | 501,875,000 | 507,727,000 |
| Noninterest-bearing deposits | 157,478,000 | 153,791,000 | 154,753,000 | 160,376,000 |
| Equity capital | 74,163,000 | 76,792,000 | 77,517,000 | 78,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,321,000 | 14,597,000 | 22,464,000 | 30,282,000 |
| Interest expense | 1,291,000 | 2,509,000 | 3,645,000 | 4,717,000 |
| Net interest income | 6,030,000 | 12,088,000 | 18,819,000 | 25,565,000 |
| Noninterest income | 902,000 | 1,973,000 | 2,985,000 | 4,088,000 |
| Noninterest expense | 4,095,000 | 8,473,000 | 13,022,000 | 17,796,000 |
| Provision for loan losses | 596,000 | 937,000 | 937,000 | 937,000 |
| Pretax income | 2,241,000 | 4,663,000 | 7,992,000 | 11,070,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,241,000 | 4,663,000 | 7,992,000 | 11,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,671,000 | 72,244,000 | 73,471,000 | 75,350,000 |
| Total capital | 76,378,000 | 78,180,000 | 79,524,000 | 81,483,000 |
| Risk-weighted assets | 455,187,000 | 473,526,000 | 483,461,000 | 489,901,000 |