Call reports 2020
DIAMOND BANK — 2020
What DIAMOND BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 647,106,000 | 685,039,000 | 686,087,000 | 704,546,000 |
| Total loans | 477,007,000 | 489,619,000 | 494,619,000 | 503,863,000 |
| Allowance for loan losses | 4,973,000 | 5,406,000 | 6,026,000 | 6,567,000 |
| Securities available for sale | 133,196,000 | 141,322,000 | 137,860,000 | 150,377,000 |
| Securities held to maturity | 178,000 | 147,000 | 133,000 | 121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 565,771,000 | 596,502,000 | 598,967,000 | 616,890,000 |
| Interest-bearing deposits | 456,188,000 | 461,562,000 | 462,674,000 | 476,391,000 |
| Noninterest-bearing deposits | 109,583,000 | 134,940,000 | 136,293,000 | 140,499,000 |
| Equity capital | 65,719,000 | 72,089,000 | 73,236,000 | 74,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,412,000 | 14,755,000 | 22,063,000 | 29,343,000 |
| Interest expense | 1,965,000 | 3,715,000 | 5,308,000 | 6,783,000 |
| Net interest income | 5,447,000 | 11,040,000 | 16,755,000 | 22,560,000 |
| Noninterest income | 898,000 | 1,749,000 | 2,688,000 | 3,649,000 |
| Noninterest expense | 4,125,000 | 8,071,000 | 12,212,000 | 16,274,000 |
| Provision for loan losses | 512,000 | 1,040,000 | 1,599,000 | 2,236,000 |
| Pretax income | 1,711,000 | 3,763,000 | 5,984,000 | 8,272,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,711,000 | 3,763,000 | 5,984,000 | 8,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,168,000 | 66,470,000 | 67,942,000 | 69,230,000 |
| Total capital | 70,141,000 | 71,876,000 | 73,476,000 | 74,887,000 |
| Risk-weighted assets | 445,792,000 | 447,917,000 | 442,232,000 | 451,664,000 |