Call reports 2019
DIAMOND BANK — 2019
What DIAMOND BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 633,482,000 | 631,677,000 | 639,264,000 | 642,288,000 |
| Total loans | 439,888,000 | 449,240,000 | 459,373,000 | 460,965,000 |
| Allowance for loan losses | 4,655,000 | 4,599,000 | 4,700,000 | 4,837,000 |
| Securities available for sale | 133,870,000 | 136,741,000 | 134,998,000 | 135,797,000 |
| Securities held to maturity | 309,000 | 277,000 | 241,000 | 207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 549,326,000 | 543,752,000 | 553,579,000 | 556,656,000 |
| Interest-bearing deposits | 447,274,000 | 446,457,000 | 453,942,000 | 459,210,000 |
| Noninterest-bearing deposits | 102,052,000 | 97,295,000 | 99,637,000 | 97,446,000 |
| Equity capital | 61,990,000 | 65,478,000 | 66,673,000 | 67,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,909,000 | 14,192,000 | 21,575,000 | 29,081,000 |
| Interest expense | 1,816,000 | 3,794,000 | 5,859,000 | 7,939,000 |
| Net interest income | 5,093,000 | 10,398,000 | 15,716,000 | 21,142,000 |
| Noninterest income | 906,000 | 1,866,000 | 2,871,000 | 3,866,000 |
| Noninterest expense | 4,037,000 | 8,041,000 | 12,071,000 | 16,472,000 |
| Provision for loan losses | 168,000 | 336,000 | 504,000 | 672,000 |
| Pretax income | 1,803,000 | 3,896,000 | 6,029,000 | 7,883,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,803,000 | 3,896,000 | 6,029,000 | 7,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,277,000 | 63,220,000 | 63,603,000 | 64,457,000 |
| Total capital | 65,932,000 | 67,819,000 | 68,303,000 | 69,294,000 |
| Risk-weighted assets | 415,228,000 | 419,713,000 | 426,200,000 | 431,855,000 |