Call reports 2016
DIAMOND BANK — 2016
What DIAMOND BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 494,617,000 | 496,637,000 | 514,102,000 | 528,082,000 |
| Total loans | 324,195,000 | 331,234,000 | 344,542,000 | 353,753,000 |
| Allowance for loan losses | 5,202,000 | 5,000,000 | 4,954,000 | 4,956,000 |
| Securities available for sale | 127,775,000 | 121,514,000 | 127,540,000 | 132,386,000 |
| Securities held to maturity | 1,102,000 | 1,003,000 | 897,000 | 799,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,576,000 | 423,383,000 | 434,819,000 | 452,233,000 |
| Interest-bearing deposits | 342,381,000 | 344,863,000 | 352,529,000 | 365,040,000 |
| Noninterest-bearing deposits | 80,195,000 | 78,520,000 | 82,290,000 | 87,193,000 |
| Equity capital | 53,650,000 | 54,706,000 | 54,447,000 | 51,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,098,000 | 10,271,000 | 15,527,000 | 21,003,000 |
| Interest expense | 730,000 | 1,472,000 | 2,242,000 | 3,072,000 |
| Net interest income | 4,368,000 | 8,799,000 | 13,285,000 | 17,931,000 |
| Noninterest income | 585,000 | 1,261,000 | 1,836,000 | 2,502,000 |
| Noninterest expense | 3,176,000 | 6,315,000 | 9,546,000 | 13,382,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,896,000 | 3,957,000 | 5,787,000 | 7,271,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,896,000 | 3,957,000 | 5,787,000 | 7,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,360,000 | 49,921,000 | 49,752,000 | 51,235,000 |
| Total capital | 53,644,000 | 54,291,000 | 54,286,000 | 55,866,000 |
| Risk-weighted assets | 341,794,000 | 348,938,000 | 362,288,000 | 370,137,000 |