Call reports 2015
DIAMOND BANK — 2015
What DIAMOND BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 462,303,000 | 466,508,000 | 482,315,000 | 488,338,000 |
| Total loans | 288,233,000 | 290,928,000 | 299,678,000 | 313,915,000 |
| Allowance for loan losses | 5,512,000 | 5,334,000 | 5,317,000 | 5,221,000 |
| Securities available for sale | 139,030,000 | 135,964,000 | 131,853,000 | 133,625,000 |
| Securities held to maturity | 2,017,000 | 1,478,000 | 1,325,000 | 1,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 392,638,000 | 398,345,000 | 411,878,000 | 417,378,000 |
| Interest-bearing deposits | 322,791,000 | 326,891,000 | 335,906,000 | 341,418,000 |
| Noninterest-bearing deposits | 69,847,000 | 71,454,000 | 75,972,000 | 75,960,000 |
| Equity capital | 51,099,000 | 49,366,000 | 51,724,000 | 52,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,844,000 | 9,719,000 | 14,687,000 | 19,757,000 |
| Interest expense | 681,000 | 1,375,000 | 2,089,000 | 2,813,000 |
| Net interest income | 4,163,000 | 8,344,000 | 12,598,000 | 16,944,000 |
| Noninterest income | 593,000 | 1,155,000 | 1,814,000 | 2,373,000 |
| Noninterest expense | 3,173,000 | 6,442,000 | 9,732,000 | 13,064,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,584,000 | 3,058,000 | 4,895,000 | 6,473,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,584,000 | 3,058,000 | 4,895,000 | 6,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,165,000 | 46,589,000 | 47,987,000 | 48,814,000 |
| Total capital | 49,872,000 | 50,352,000 | 51,961,000 | 52,968,000 |
| Risk-weighted assets | 294,798,000 | 299,478,000 | 316,566,000 | 331,289,000 |