Call reports 2014
DIAMOND BANK — 2014
What DIAMOND BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 450,599,000 | 452,916,000 | 446,207,000 | 455,321,000 |
| Total loans | 269,619,000 | 277,186,000 | 274,112,000 | 285,368,000 |
| Allowance for loan losses | 6,119,000 | 6,026,000 | 5,705,000 | 5,481,000 |
| Securities available for sale | 141,186,000 | 138,588,000 | 136,395,000 | 135,810,000 |
| Securities held to maturity | 3,064,000 | 2,937,000 | 2,791,000 | 2,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,842,000 | 384,917,000 | 378,421,000 | 386,591,000 |
| Interest-bearing deposits | 323,690,000 | 320,631,000 | 314,722,000 | 321,911,000 |
| Noninterest-bearing deposits | 61,152,000 | 64,286,000 | 63,699,000 | 64,680,000 |
| Equity capital | 46,343,000 | 48,708,000 | 48,621,000 | 50,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,754,000 | 9,611,000 | 14,468,000 | 19,389,000 |
| Interest expense | 739,000 | 1,487,000 | 2,225,000 | 2,950,000 |
| Net interest income | 4,015,000 | 8,124,000 | 12,243,000 | 16,439,000 |
| Noninterest income | 623,000 | 1,281,000 | 1,941,000 | 2,568,000 |
| Noninterest expense | 2,950,000 | 5,999,000 | 9,132,000 | 12,425,000 |
| Provision for loan losses | 151,000 | 151,000 | 151,000 | 151,000 |
| Pretax income | 1,544,000 | 3,394,000 | 5,161,000 | 6,691,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,544,000 | 3,394,000 | 5,161,000 | 6,691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,864,000 | 45,714,000 | 45,341,000 | 45,981,000 |
| Total capital | 48,374,000 | 49,314,000 | 48,878,000 | 49,640,000 |
| Risk-weighted assets | 278,203,000 | 285,594,000 | 280,809,000 | 290,930,000 |