Call reports 2013
DIAMOND BANK — 2013
What DIAMOND BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 423,517,000 | 417,853,000 | 435,022,000 | 436,674,000 |
| Total loans | 250,967,000 | 260,689,000 | 264,496,000 | 268,954,000 |
| Allowance for loan losses | 6,630,000 | 6,429,000 | 6,287,000 | 6,157,000 |
| Securities available for sale | 133,815,000 | 124,815,000 | 128,466,000 | 139,097,000 |
| Securities held to maturity | 3,815,000 | 3,550,000 | 3,299,000 | 3,170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,653,000 | 354,851,000 | 372,057,000 | 373,721,000 |
| Interest-bearing deposits | 291,181,000 | 291,155,000 | 310,586,000 | 315,266,000 |
| Noninterest-bearing deposits | 65,472,000 | 63,696,000 | 61,471,000 | 58,455,000 |
| Equity capital | 47,211,000 | 43,199,000 | 43,054,000 | 43,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,595,000 | 9,303,000 | 14,063,000 | 18,870,000 |
| Interest expense | 700,000 | 1,390,000 | 2,092,000 | 2,840,000 |
| Net interest income | 3,895,000 | 7,913,000 | 11,971,000 | 16,030,000 |
| Noninterest income | 705,000 | 1,296,000 | 1,975,000 | 2,421,000 |
| Noninterest expense | 3,027,000 | 6,072,000 | 9,177,000 | 12,432,000 |
| Provision for loan losses | 0 | 0 | 0 | 77,000 |
| Pretax income | 1,606,000 | 3,269,000 | 4,901,000 | 6,074,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,606,000 | 3,269,000 | 4,901,000 | 6,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,061,000 | 42,124,000 | 42,186,000 | 43,360,000 |
| Total capital | 45,337,000 | 45,481,000 | 45,586,000 | 46,866,000 |
| Risk-weighted assets | 258,699,000 | 265,480,000 | 269,122,000 | 277,808,000 |