Call reports 2012
DIAMOND BANK — 2012
What DIAMOND BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 430,429,000 | 425,491,000 | 416,829,000 | 418,531,000 |
| Total loans | 252,666,000 | 246,807,000 | 243,373,000 | 244,735,000 |
| Allowance for loan losses | 7,829,000 | 7,701,000 | 6,697,000 | 7,018,000 |
| Securities available for sale | 135,701,000 | 133,227,000 | 133,093,000 | 125,025,000 |
| Securities held to maturity | 5,009,000 | 4,735,000 | 4,428,000 | 4,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,946,000 | 353,457,000 | 344,776,000 | 350,778,000 |
| Interest-bearing deposits | 303,842,000 | 297,591,000 | 289,023,000 | 292,481,000 |
| Noninterest-bearing deposits | 53,104,000 | 55,866,000 | 55,753,000 | 58,297,000 |
| Equity capital | 50,158,000 | 48,741,000 | 48,759,000 | 48,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,241,000 | 10,415,000 | 15,302,000 | 20,037,000 |
| Interest expense | 971,000 | 1,864,000 | 2,688,000 | 3,462,000 |
| Net interest income | 4,270,000 | 8,551,000 | 12,614,000 | 16,575,000 |
| Noninterest income | 695,000 | 1,448,000 | 2,096,000 | 2,768,000 |
| Noninterest expense | 3,014,000 | 6,049,000 | 9,093,000 | 12,389,000 |
| Provision for loan losses | 573,000 | 573,000 | 573,000 | 573,000 |
| Pretax income | 1,379,000 | 4,083,000 | 5,816,000 | 7,395,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,379,000 | 4,083,000 | 5,816,000 | 7,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,980,000 | 42,484,000 | 41,916,000 | 41,995,000 |
| Total capital | 47,331,000 | 45,723,000 | 45,121,000 | 45,198,000 |
| Risk-weighted assets | 263,591,000 | 255,035,000 | 252,919,000 | 252,435,000 |