Call reports 2011
DIAMOND BANK — 2011
What DIAMOND BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 458,526,000 | 445,168,000 | 445,874,000 | 437,737,000 |
| Total loans | 291,702,000 | 281,879,000 | 273,046,000 | 264,313,000 |
| Allowance for loan losses | 6,012,000 | 6,728,000 | 6,612,000 | 7,840,000 |
| Securities available for sale | 126,063,000 | 127,889,000 | 131,728,000 | 132,887,000 |
| Securities held to maturity | 5,992,000 | 5,817,000 | 5,591,000 | 5,255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,420,000 | 371,972,000 | 369,557,000 | 365,267,000 |
| Interest-bearing deposits | 338,817,000 | 322,035,000 | 318,304,000 | 316,279,000 |
| Noninterest-bearing deposits | 48,603,000 | 49,937,000 | 51,253,000 | 48,988,000 |
| Equity capital | 44,445,000 | 46,415,000 | 49,620,000 | 49,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,813,000 | 11,630,000 | 17,288,000 | 22,691,000 |
| Interest expense | 1,507,000 | 2,868,000 | 4,108,000 | 5,234,000 |
| Net interest income | 4,306,000 | 8,762,000 | 13,180,000 | 17,457,000 |
| Noninterest income | 703,000 | 1,600,000 | 2,804,000 | 3,540,000 |
| Noninterest expense | 3,145,000 | 6,402,000 | 9,542,000 | 12,676,000 |
| Provision for loan losses | 2,255,000 | 3,618,000 | 3,973,000 | 5,489,000 |
| Pretax income | 406,000 | 1,752,000 | 3,984,000 | 4,348,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 406,000 | 1,752,000 | 3,984,000 | 4,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,016,000 | 41,881,000 | 42,993,000 | 43,152,000 |
| Total capital | 44,692,000 | 45,445,000 | 46,502,000 | 46,564,000 |
| Risk-weighted assets | 291,775,000 | 282,085,000 | 277,642,000 | 268,508,000 |