Call reports 2010
DIAMOND BANK — 2010
What DIAMOND BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 473,715,000 | 476,396,000 | 482,778,000 | 461,210,000 |
| Total loans | 299,706,000 | 301,132,000 | 302,196,000 | 296,822,000 |
| Allowance for loan losses | 3,749,000 | 3,958,000 | 4,206,000 | 4,930,000 |
| Securities available for sale | 122,533,000 | 128,698,000 | 121,778,000 | 124,046,000 |
| Securities held to maturity | 2,491,000 | 2,359,000 | 6,398,000 | 6,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 396,341,000 | 401,056,000 | 404,939,000 | 390,121,000 |
| Interest-bearing deposits | 354,098,000 | 359,247,000 | 360,508,000 | 346,206,000 |
| Noninterest-bearing deposits | 42,243,000 | 41,809,000 | 44,431,000 | 43,915,000 |
| Equity capital | 43,511,000 | 45,151,000 | 47,734,000 | 44,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,108,000 | 12,307,000 | 18,538,000 | 24,605,000 |
| Interest expense | 2,085,000 | 4,372,000 | 6,353,000 | 8,125,000 |
| Net interest income | 4,023,000 | 7,935,000 | 12,185,000 | 16,480,000 |
| Noninterest income | 893,000 | 1,835,000 | 2,715,000 | 3,660,000 |
| Noninterest expense | 2,821,000 | 5,776,000 | 8,907,000 | 12,210,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,275,000 | 2,175,000 |
| Pretax income | 1,720,000 | 3,295,000 | 5,156,000 | 6,194,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,720,000 | 3,295,000 | 5,156,000 | 6,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,087,000 | 39,177,000 | 40,554,000 | 40,929,000 |
| Total capital | 41,836,000 | 42,985,000 | 44,360,000 | 44,680,000 |
| Risk-weighted assets | 306,139,000 | 304,255,000 | 304,002,000 | 298,913,000 |