Call reports 2009
DIAMOND BANK — 2009
What DIAMOND BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 406,139,000 | 425,897,000 | 437,856,000 | 459,685,000 |
| Total loans | 247,800,000 | 270,460,000 | 284,498,000 | 292,425,000 |
| Allowance for loan losses | 3,098,000 | 3,314,000 | 3,315,000 | 3,690,000 |
| Securities available for sale | 117,165,000 | 122,416,000 | 120,660,000 | 116,547,000 |
| Securities held to maturity | 2,938,000 | 2,821,000 | 2,703,000 | 2,607,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 332,089,000 | 347,299,000 | 360,916,000 | 383,458,000 |
| Interest-bearing deposits | 291,504,000 | 302,155,000 | 322,510,000 | 337,235,000 |
| Noninterest-bearing deposits | 40,585,000 | 45,144,000 | 38,406,000 | 46,223,000 |
| Equity capital | 38,340,000 | 38,840,000 | 42,124,000 | 41,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,846,000 | 11,913,000 | 18,103,000 | 24,372,000 |
| Interest expense | 2,154,000 | 4,269,000 | 6,415,000 | 8,555,000 |
| Net interest income | 3,692,000 | 7,644,000 | 11,688,000 | 15,817,000 |
| Noninterest income | 753,000 | 1,551,000 | 2,489,000 | 3,537,000 |
| Noninterest expense | 2,836,000 | 5,897,000 | 8,935,000 | 12,226,000 |
| Provision for loan losses | 240,000 | 710,000 | 1,235,000 | 1,635,000 |
| Pretax income | 1,587,000 | 3,154,000 | 4,839,000 | 6,439,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,587,000 | 3,154,000 | 4,839,000 | 6,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,605,000 | 36,337,000 | 37,148,000 | 37,248,000 |
| Total capital | 38,535,000 | 39,484,000 | 40,445,000 | 40,892,000 |
| Risk-weighted assets | 233,662,000 | 251,542,000 | 263,673,000 | 298,396,000 |